Medicare Part A

 You usually don't pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called "premium-free Part A."  Most people receive premium-free Part A.  You can receive premium-free Part A at 65 if: 

• You already receive retirement benefits from Social Security or the Railroad Retirement Board
• You're eligible to receive Social Security or Railroad benefits
• You or your spouse worked and paid Medicare taxes for at least 10 years
• If you're under 65, and eligible to receive premium-free Part A if:
• You received Social Security or Railroad Retirement Board disability benefits for 24 months
• You have End-Stage Renal Disease (ESRD) and meet certain requirements

In 2024, the Medicare Part A deductible is $1,632 per benefit period