Medicare Part D Medicare-- Medicare prescription drug coverage drug coverage; helps pay for prescription drugs you need. Even if you don’t take prescription drugs now, you should consider enrolling in a Medicare drug plan. Medicare drug coverage is optional and is offered to everyone with Medicare. If you decide not to enroll when you’re first eligible, and do not have other creditable prescription drug coverage (such as drug coverage from a union or employer) or receive Extra Help, you will likely pay a late enrollment penalty if you join a plan later. Generally, you may pay this penalty for as long as you have Medicare drug coverage. To enroll in Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage.
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